Fractional CFO Advisory for SMBs and Scaling Businesses

By embedding into your operations, we deliver CFO-level strategy, financial planning, and setting up financial processes without the cost and commitment of a full-time hire.

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What are Fractional CFO services?

Fractional CFO services provide businesses with expert financial leadership without the cost of a full-time Chief Financial Officer. These services include strategic financial planning, cash flow management, risk assessment, and more, tailored to guide your business through every financial decision with precision and confidence.

Who Can Benefit from Fractional CFO Services?

Any business aiming to scale, streamline complex finances, or overcome growth challenges can benefit from Fractional CFO services. From startups striving for rapid expansion to established companies seeking to optimize financial performance, fractional CFOs provide expert financial insights, strategic planning, and data-driven decision-making to drive success and ensure sustainable growth.

Benefits of Our Fractional CFO Services

Built to Scale

Build finance processes that grow with your business.

Cost-Effective, Customized Solutions

Affordable financial support tailored to your business needs and growth goals.

Improved Cash Flow Management

Optimize cash flow for smooth and sustainable business operations.

Performance Monitoring

Track what matters with dashboards tailored to your business goals.

Financial Visibility

Gain real-time clarity into your revenue, costs, and cash flow.

Investor & Board-Ready Reporting

Deliver clear, compelling reports that build trust and drive strategic conversations.

Comprehensive Fractional CFO Services We Offer

Discover our wide range of fractional CFO services designed to provide strategic financial guidance, improve performance, and support smart business growth.

Strategic Business Planning & Goal Alignment

Turning Vision into a Financial Roadmap
We help business owners define clear financial goals and build detailed plans to align operations with growth ambitions.

Define growth targets, milestones, and KPIs

Map financial strategy to operational goals

Align budgets and forecasting to long-term vision

Capital Management

Optimizing Capital to Fuel Business Growth
We help you allocate, deploy, and preserve capital wisely, ensuring liquidity and financial health at every growth stage.

Capital allocation planning and prioritization

Working capital optimization strategies

Cash reserve and investment structure guidance

Business Risk Management & Mitigation

Safeguarding Your Business with Smart Financial Planning
We assess financial risks across operations, create contingency strategies, and build resilience into your business model.

Risk identification and financial impact analysis

Scenario-based planning for uncertainty

Design of proactive mitigation strategies

Pricing Strategy & Margin Improvement

Building Profitable Pricing Engines for Sustainable Growth
We craft pricing strategies that optimize profit margins, enhance competitiveness, and support long-term scalability.

Pricing model assessment and re-design

Margin analysis across products/ services

Implementation of dynamic pricing strategies

Stakeholder, Investor, and Board Communication Support

Financial Storytelling for Stakeholders and Investors
We help you translate financial performance into clear, strategic narratives that build trust and drive buy-in.

Preparation of investor-ready financial reports

Board presentations with actionable financial insights

Ongoing communication support for stakeholders

Financial Modeling for Growth Scenarios

Preparing Your Business for Every "What If" Moment
We build dynamic financial models to test different scenarios, helping you plan confidently for opportunities and risks.

Multi-scenario growth and profitability models

"What if" analysis for new initiatives

Sensitivity analysis for key business drivers

Cash Flow Management & Runway Planning

Keeping Your Business Liquid and Future-Ready
We manage cash flow forecasting and runway planning so you can make proactive financial decisions and stay growth-focused.

12-week and 12-month rolling cash flow forecasts

Burn rate analysis and extension strategies

Cash optimization roadmaps for sustainability

Fundraising Support (Modeling, Documentation, Analysis)

Financial Foundations for Successful Fundraising
We equip you with detailed models, projections, and insights that help you attract investors and secure capital.

Build investor-grade financial models

Data room preparation and financial due diligence

Post-fundraise financial tracking and reporting

Monthly or Quarterly Board Reporting

Clear, Strategic Financial Reporting for Leadership Teams
We craft actionable financial reports and board decks that keep leadership aligned and focused on growth.

Monthly and quarterly financial performance reports

Strategic insights tailored for board discussions

Clear dashboards tracking KPIs, margins, and cash

Focus on What You Do Best, We’ll Handle Your Finances

Welcome to Celeste Business Advisors — your trusted partner for premium Fractional CFO Advisory, FP&A Reporting, and Strategic Bookkeeping services.
Tailored for SMBs and startups, our financial experts streamline your accounting, reporting, and financial operations, allowing you to focus on scaling your business and achieving your vision.

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Your Finance Function, Powered by Celeste

Our CFO advisory is designed to make finance a growth engine not a back-office function. Through six focused pillars, we help you align finance with strategy:

A real-time understanding of financial health and KPIs

Clarity

Scalable finance processes tailored to your operational needs

Capability

Informed budgeting, scenario planning, and resource allocation

Control

Structuring financial strategies that attract and retain investment

Capital

Reliable monthly reviews and performance optimization

Continuity

Proactive financial leadership to support smarter, faster decision-making

Confidence

What Our Clients Say

I have had the pleasure of working with Divyesh and his team over the past year. As an Integrator operating on EOS, I understand the extreme value of having a strong, proactive accounting partner and leader. We are able to collaborate and work on the key issues of the business, knowing that the day-to-day and monthly bookkeeping are completely dialled. I would not hesitate to recommend Celeste Business Advisors to any entrepreneurial organization looking to level up their finance and accounting.

Shannon Johnston, CEO

I To We Brands

Our CFO Advisory Process

Built to De-risk Your Decision. Designed for Growth.

Understand Your Business

We start with a strategic call to grasp your financial challenges, goals, and growth vision no assumptions, no generic templates.

Discovery Call

Audit Your Current Financial Systems

A deep dive into your accounting practices, reporting structures, cash flows, and KPIs to uncover risks, gaps, and opportunities.

Financial Health Check

Blueprint Your Financial Roadmap

We craft a financial strategy that balances immediate priorities with long-term scalability — covering forecasting and operations.

Strategic Planning

Embed Advisory into Your Business

We don’t just hand over reports, we roll up our sleeves and work alongside you to implement systems, dashboards, forecasts, and KPIs.

Implementation

Iterate for Results

Monthly reviews drive accountability, agility, and improvements keeping your business aligned with evolving goals.

Review & Optimize

Drive over 30% profitability improvements
through financial strategy and cost realignment

Strengthen 30+ investor-grade financial models
empowering capital raises, exits, and board confidence

Scale revenues to $2.5M+ sustainably
without risking cash flow or operational strength

Results We Drive

We deliver strategic financial outcomes accelerating growth, improving profitability, and building lasting business strength.

Ready for Strategic Financial Leadership?

We act as more than CFOs, we’re your financial co-pilot. Book a no-obligation strategy call and discover how fractional CFO support can fuel your next stage of growth.

Talk to our Fractional CFO

Trusted by Business Leaders

100% Data Security & Confidentiality

Cost-Effective CFO Services

International Expertise

Scaling Smarter: Deep Dives into Fractional CFO Services

From Data to Decisions: Using Financial Metrics to Drive Business Strategy

In today’s data-driven world, numbers tell the story of your business's health and potential. While gut instinct and experience play a role

The Need for Fractional CFO Services: A Game-Changer for Growing Businesses

Managing a growing business can be challenging, especially when it comes to financial strategy and planning. As your company expands, so do

The Strategic Advantages of Hiring a Fractional CFO

In today’s fast-paced business environment, financial management isn’t just about keeping the books—it’s about making strategic decisions th

What are outsourced bookkeeping services?

Outsourced bookkeeping services are when businesses hire external professionals to handle their financial records and accounts. This ensures accurate and compliant financial management without needing in-house resources.
Why choose outsourced bookkeeping over in-house bookkeeping?

Outsourced bookkeeping is cost-effective and eliminates the need for full-time staff. It provides access to expert bookkeepers and advanced tools, ensuring error-free financial management and timely reporting.
How do outsourced bookkeeping services benefit small businesses?

Small businesses benefit by saving costs, improving cash flow management, and accessing professional financial insights without hiring in-house staff.
What software do outsourced bookkeeping services use?

Top bookkeeping services use tools like QuickBooks, Xero, and Zoho Books for efficient and accurate financial management.