FP&A Services for SMBs and Scaling Businesses

Forecast stronger. Grow smarter. Future-proof your business with Celeste’s FP&A support.

What Are FP&A Services?

Financial Planning and Analysis (FP&A) services help SMBs and startups turn financial data into strategic growth action.
FP&A empowers you to build accurate budgets, forecast cash flow with confidence, and plan proactively for sustainable, scalable business success.

At Celeste Business Advisors, we transform your historical financial data into forward-looking insights — helping you drive smarter, faster, and more profitable business decisions across all stages of growth.

Build growth-focused budgets tailored to your goals

Forecast cash flow weekly, monthly, and annually with precision

Track burn rate and runway to plan for the future with clarity

Why Choose Celeste for FP&A?

Strategic Planning

Tailored financial plans designed to match your real growth targets and strategy.

CFO-Level Insights

Access CFO-level financial forecasting and strategic insights without full-time executive costs.

Real-Time Dashboards

Live dashboards deliver instant clarity on cash flow, KPIs, and team performance.

Full Financial Visibility

Seamless reporting connects your teams, departments, and locations with unified financial clarity.

Agile Forecasting

Adapt quickly with real-time forecast updates, scenario modeling, and actionable insights.

Investor-Ready Models

Build professional-grade financial models to support funding rounds, exits, and growth.

Comprehensive FP&A Services We Offer

Discover our full range of FP&A services built to enhance financial clarity, optimize cash flow, and support strategic business growth.

Budgeting & Forecasting

Build Growth-Aligned Financial Plans
We help you build dynamic budgets and rolling forecasts tailored to your real growth targets and business model.

Growth-based budgeting (not static templates)

Rolling 12-week, monthly, and annual forecasts

Budget updates based on live performance shifts

Cash Flow & Runway Management

Stay Ahead of Liquidity Gaps
We monitor cash flow patterns, burn rate, and available runway so you can make decisions proactively, not reactively.

Weekly and monthly cash flow forecasting

Burn rate and runway visibility

Cash optimization strategies tied to operations

KPI & Performance Dashboards

Track What Matters, in Real Time
We create custom dashboards to track team KPIs, CAC to LTV ratios, and sales performance all tied to business outcomes.

Sales, marketing, and ops KPIs in one view

CAC to LTV breakdowns and cohort analysis

Visual dashboards for smarter decision-making

Scenario Planning & "What If" Analysis

Model Every Growth Possibility
We build forward-looking models that help you evaluate new markets, pricing changes, and hiring plans before committing.

Scenario testing for expansion or cost cuts

“What if” analysis for pricing or hiring

Forecast flexibility across business levers

Budget vs Actual Variance

Spot Gaps. Adjust Fast.
We compare actual performance vs plan to highlight underperformance early and guide financial corrections.

Monthly variance tracking by department

Gap detection and impact analysis

Action flags to course-correct faster

Investor & Board-Ready Reporting

Build Trust with Transparent Financials
We deliver polished, consistent financial reports and models ready for investors, lenders, or board discussions.

Professional-grade financial reporting

Board deck support with insights

Post-fundraising tracking and reporting

Focus on What You Do Best, We’ll Handle Your Finances

Welcome to Celeste Business Advisors — your trusted partner for premium Fractional CFO Advisory, FP&A Reporting, and Strategic Bookkeeping services.
Tailored for SMBs and startups, our financial experts streamline your accounting, reporting, and financial operations, allowing you to focus on scaling your business and achieving your vision.

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Industries We Support with FP&A

Our FP&A services are tailored to the unique challenges of growing industries delivering real-time insights, strategic forecasting, and smarter financial planning for sustainable success.

SaaS, AI & Technology Startups

Manufacturing & Distribution

E-commerce & DTC Brands

Healthcare & Wellness Providers

Professional Services Firms

Financial Services & FinTech Companies

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What Our Clients Say

I have had the pleasure of working with Divyesh and his team over the past year. As an Integrator operating on EOS, I understand the extreme value of having a strong, proactive accounting partner and leader. We are able to collaborate and work on the key issues of the business, knowing that the day-to-day and monthly bookkeeping are completely dialled. I would not hesitate to recommend Celeste Business Advisors to any entrepreneurial organization looking to level up their finance and accounting.

Shannon Johnston, CEO

I To We Brands

Our FP&A Process

Built to Deliver Financial Clarity. Designed for Smarter Growth.

Understand Your Numbers, Fast

We begin with a strategic session to understand your goals, cash flow gaps, revenue drivers, and planning tools — no assumptions, no templates.

Discovery Call

Build the Right Financial View

We create dynamic dashboards, import data, and define key metrics so you see what matters — clearly and in real time.

Data & Dashboard Setup

Create a Forward-Looking Plan

We build growth-driven budgets and forecasts that track burn rate, runway, and cash flow across teams and timelines.

Budgeting & Forecasting

Scenario Planning

Stay Aligned. Stay Ahead.

We monitor actuals vs budget, update forecasts monthly, and deliver action-ready reports to keep leadership focused.

Review & Adjust

Plan Smarter, Scale Safer

We model "what if" scenarios — pricing, hiring, expansion, and funding — so you can decide with clarity and control.

Tools We Use

We work with leading financial platforms like Fathom (Certified Advisor), QuickBooks, Xero, Zoho Books, and more ensuring seamless reporting, forecasting, and real-time financial visibility for your business.

Want Smarter Forecasts and Better Decisions?

Our FP&A experts build dynamic budgets, track real-time performance, and help you plan confidently. Book a strategy call to take control of your financial future.

Talk to an FP&A Expert

100+ Satisfied Clients

100% Data Security & Confidentiality

Cost-Effective FP&A Services

International Expertise

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What are outsourced bookkeeping services?

Outsourced bookkeeping services are when businesses hire external professionals to handle their financial records and accounts. This ensures accurate and compliant financial management without needing in-house resources.
Why choose outsourced bookkeeping over in-house bookkeeping?

Outsourced bookkeeping is cost-effective and eliminates the need for full-time staff. It provides access to expert bookkeepers and advanced tools, ensuring error-free financial management and timely reporting.
How do outsourced bookkeeping services benefit small businesses?

Small businesses benefit by saving costs, improving cash flow management, and accessing professional financial insights without hiring in-house staff.
What software do outsourced bookkeeping services use?

Top bookkeeping services use tools like QuickBooks, Xero, and Zoho Books for efficient and accurate financial management.